Frequently asked questions

Hamboosh is a fintech platform that gives digital content creators instant access to their earnings—without waiting 7 to 45 days for platform payouts.

Any content creator with earnings from monetized platforms like OnlyFans, YouTube, Patreon, and more. Agencies connected to creators also benefit through their dedicated dashboard.

Hamboosh isn’t a loan. We advance you money that you’ve already earned—based on your platform’s verified pending balance.

We use CRA proprietary underwriting engine, CentricWriting, which analyzes your last 6 months of platform earnings and engagement to determine your available advance.

What’s the minimum and maximum I can get advanced?

The minimum is $100. There’s no hard maximum—it depends on your verified net earnings and performance. You can be advanced up to 85% of your pending balance.

Is my credit score required?

No. Hamboosh evaluates platform performance, not credit history.

What platforms are currently supported?

We currently support OnlyFans and are expanding to YouTube, Patreon, TikTok, and others in future releases.

The minimum is $100. There’s no hard maximum—it depends on your verified net earnings and performance. You can be advanced up to 85% of your pending balance.

No. Hamboosh evaluates platform performance, not credit history.

We currently support OnlyFans and are expanding to YouTube, Patreon, TikTok, and others in future releases.

1. Connect your platform account securely
2. Hamboosh reviews your earnings data
3. Pending transactions are verified
4. You get up to 85% of your verified balance—instantly

As of right now, we are using same-day ACH. Any request of funds after 4 PM will be available next day.

You can choose how much of your available balance to advance—up to the limit.

A risk-based fee up to 15% is deducted from your advance. For example:

• Pending earnings: $1,000
• Approved advance: $850 (85%)
• Fee (15% of $850): $127.50
• You receive: $722.50

No. Everything is disclosed upfront before you accept any advance.

Yes. We use bank-level encryption, Plaid KYC integration, and real-time fraud detection to protect your account and data.

No. We use secure, encrypted OAuth and Plaid integrations to verify data without storing sensitive credentials.

No. Only creators can request funding. However, agencies can view metrics and earnings (if the creator grants access) and track commission performance.

Yes. Creators and platforms can join our affiliate program and earn commission by bringing others into the Hamboosh ecosystem.

Because creators are the backbone of today’s economy—but the financial system hasn’t caught up. Hamboosh bridges the gap, giving creators what they deserve: instant access to their money.

Join our waitlist, follow us on social, and check our public dashboard for real-time platform impact and growth reports.